Mortgage Action Plan™

Your Complete Mortgage Action Plan™ for Credit Success

Get a personalized roadmap to mortgage-ready credit. See exactly what's affecting your score and the fastest path to qualification.

My Score Dashboard

Your complete credit score overview at a glance. See your scores from all three bureaus and understand where you stand in your mortgage journey.

Know Your Numbers Instantly

Your My Score dashboard gives you immediate visibility into your credit standing across all three major bureaus. No more guessing where you stand.

  • View scores from Equifax, Experian, and TransUnion
  • Track your middle score used by lenders
  • See score changes over time
  • Understand your mortgage qualification tier
  • Get instant alerts when scores change
My Score Dashboard

Score Insights

Understand exactly what's impacting your credit score. Get clear explanations and actionable insights specific to your credit profile.

Score Insights

Understand What Drives Your Score

Stop wondering why your score is what it is. Score Insights breaks down the factors affecting your credit in plain English with specific recommendations.

  • See positive and negative factors
  • Understand credit utilization impact
  • Learn how payment history affects you
  • Identify accounts dragging down your score
  • Get prioritized action suggestions
Get Score Insights

Recovery Roadmap

Your step-by-step guide to mortgage-ready credit. Follow a clear path with specific actions tailored to your unique credit situation.

Your Personalized Credit Journey

The Recovery Roadmap analyzes your complete credit profile and creates a customized action plan. See exactly what to do, in what order, and how much impact each action will have.

  • Step-by-step action items prioritized by impact
  • Estimated score impact for each action
  • Timeline estimates to reach your goal
  • Checkpoints to track your progress
  • Adjusted recommendations as your profile changes
Get Your Roadmap
Recovery Roadmap

Target Explorer

Set your target score and discover exactly what it takes to get there. Perfect for planning your path to mortgage qualification.

Target Explorer

Set Goals and See the Path

Target Explorer lets you set any credit score goal and instantly see what actions will get you there. Adjust your target and see different scenarios in real time.

  • Set custom target scores (300-850)
  • See required actions to reach each target
  • Compare different goal scenarios
  • Understand time and cost requirements
  • Export detailed reports for lenders
Explore Targets

Budget Explorer

Tell us your budget and we'll show you the how to maximize your score. Make the most of every dollar you have available.

Maximize Your Budget Impact

Budget Explorer analyzes all your accounts to find the optimal way to allocate your available funds. See exactly where to pay and how much for the biggest score gains.

  • Enter any budget amount
  • See optimized payment distribution
  • Compare different budget scenarios
  • Understand ROI per dollar spent
  • Get prioritized payment recommendations
Budget Explorer

Ready to Start Your Mortgage Action Plan™?

Get unlimited access to your complete Mortgage Action Plan™ plus credit monitoring, simulators, and financial tools.