Transform your credit scores for better Mortgage & Auto Financing Rates

Need specific credit scores to qualify for certain rates?

ScoreNavigator's Target Score Simulator generates the fastest, easiest, and most cost-efficient way to achieve your goals.

Everything You Need to Change Your Scores in One Platform

ScoreNavigator's web-based platform offers unique simulator technology, financial tools and educational resources to help you achieve your credit goals.


The Complete
ScoreNavigator Experience
  • All 3 Credit Reports
  • All 3 Vantage® Credit Scores
  • Credit Monitoring (All Bureaus)
  • 3 Unique Simulators
  • Financial Tools
  • Educational Tools
$ 49.95 /mo
Don't want all of the features? Check out our other plans.
Make A Real Difference
Achieve your optimal credit scores

Reach your desired scores by following the step-by-step actions calculated by our Target Score Simulator.

Find out what's impacting your scores

Gain complete insight into which accounts are impacting your the most, thus eliminating all the guesswork.

Get a personalized action plan

See a complete overview of your credit status, activity and recommendations from one convenient dashboard.

Maximize your financial health

Utilize in-depth analysis, budgeting programs and other tools for a comprehensive financial strategy.

Eliminate The Guesswork

Our Point Deduction Technology® analyzes your credit data to identify where the impacts are placed on your credit file. The advanced simulator technology eliminates the guesswork while providing an easy-to-understand roadmap on the best ways to maximize your credit reports and scores.

The Road to Excellent Credit Doesn't Have to be Complex

Watch the Quick Start Guide


Be our next success story

Optimize your credit and feel empowered to make smarter financial decisions.

Need More Convincing?

Don't waste time with the competition. See for yourself how we can help you maximize your score.

ScoreNavigator Others
Full Credit File
Access to TranUnion, or all 3 Credit Bureaus together.
Credit Education
Educational materials to help you and manage your credit.
Privacy Guaranteed
We are not selling your data to third parties.
Financial Tools
Financial analysis and budgeting programs to help you maintain a healthy financial lifestyle.
Target Score Simulator
Enter a target score and see how to achieve it.
Money Simulator
Enter a dollar amount to take the most economical approach to maximizing your score.
Manual Simulator
Allows you to simulate a specific change, such as increasing a credit limit or closing an account.
Short and Long Term Recommendations
Personalized Short and Long Term Recommendations are included in your Members Portal.
Personalized Action Plan
Learn when to make a payment and how much to pay.
Identity Theft Protection
Monitor your credit for Identity Theft 24/7 via your Portal.

Leverage Good Credit for Better

Mortgage & Auto Financing Rates