Please read the following terms and conditions carefully before using the ScoreNavigator web site. By accessing or using this site, you agree to the following terms and conditions. You should review these terms and conditions regularly as they may change at any time at our sole discretion. If you do not agree to any term or condition, you should not access or otherwise use this site. Whenever we use the term "content", we are referring to any materials, documents, images, graphics, logos, design, audio, video and any other information provided from or on the ScoreNavigator's web site.
ScoreNavigator is committed to respecting the privacy of individuals and recognizes a need for the appropriate management and protection of any personal information that you agree to provide to us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.
Our Web Site Content is for Your Convenience and Information Only
Our web site is provided to you without charge as a convenience and for your information only. By merely providing access to our web site content, we do not warrant or represent, and you should not assume, that the content on our web site includes all material information pertaining to ScoreNavigator or that such content represents the most current and up-to-date material information that is publicly available with respect to ScoreNavigator. Information posted was current at the time of posting, but may be superseded by subsequent disclosures.
We do not warrant or represent, and you should not assume, that:
- we have a duty to update any content except to the extent required by applicable law;
- the content is free from technical inaccuracies or typographical errors;
- the content is free from changes caused by third party; and
- your access to our web site will be free from interruptions, errors, computer viruses or other harmful components.
We Have No Control Over or Responsibility for Third Party Content
We may provide hyperlinks or pointers to other web sites maintained by third parties. Any links to third party web sites are provided for your convenience and information only. The content in any linked web site is not under our control so we are not responsible for the content, including any further links in a third party site. If you decide to access any of the third party sites linked to our web site, you do this entirely at your own risk. It is up to you to take precautions to ensure that the third party you link to for your use is free of computer viruses, worms, trojan horses and other items of a destructive nature. We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not mean that we endorse, authorize or sponsor that web site. It also does not mean that we are affiliated with the third party web site's owners or sponsors. If a third party links to our web site, it is not necessarily an indication of an endorsement, authorization, sponsorship, affiliation, joint venture or partnership by or with us. In most cases, we are not aware that a third party has linked to our web site.
We May Use Online Profiling
We may also use online profiling to help us or our partners better understand your individual financial needs. This information does not identify you personally unless you voluntarily give us personal information while online. When being referred from another company, your credit data and scores may be monitored by the referring company.
Third Party Advertising
We may also use third party advertising companies to serve ads on our behalf across the Internet. These third-party advertising companies employ cookie and 1x1 pixel.gif (web beacon) technology to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, their cookie, and IP address. They do not collect personally identifying information. This information can also be used for online preference marketing purposes. Information about your visits to this and other Web sites may be used to provide ads about goods and services of interest to you.
Trade Marks and Copyright
Certain names, graphics, logos, icons, designs, words, titles or phrases on this web site may constitute trade names or trademarks of ScoreNavigator. The display of any trade mark on this web site does not imply that a license of any kind to use the trade mark has been granted. All information found on this web site is protected under the copyright laws of the United States and other countries. Unless otherwise specified, your use of this web site does not give you permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this web site. Any user who, without prior written authorization from ScoreNavigator, re-transmits, copies or modifies any trademarks may violate federal or common law trade mark and/or copywriter law, and may be subject to legal action.